Sacco. Salary. Side Hustle. Here’s How Millennials Are Buying Land Smarter
It’s the end of the month. Your salary’s already eyeing rent, food, fuel, and that ‘when I grow up, I’ll own land’ dream? Well, that dream is no longer on hold for many millennials in Kenya. It’s happening slowly, strategically, and smartly. And the secret sauce? Saccos, salaries, and side hustles.
At Daykio, we’ve watched the trend shift: Millennials are not waiting for a big break or age 40. They’re buying land now with what they have and from where they are. Welcome to the age of smart land buying—the Daykio way.
1. Sacco Power: Unity for Ownership
Millennials are tapping into SACCOs like never before, not just to save but to invest. Why? SACCOs offer lower interest rates, collective bargaining power, and structured savings that help members build discipline and accumulate enough capital to buy land without feeling the pinch.
At Daykio, we’ve seen an increase in group land ownership where friends or SACCO members come together to invest in parcels of land. The benefit? Shared costs, quicker processing, and a supportive community that grows together. Whether 1/8 acre or something bigger, SACCOs give millennials the muscle they need to confidently enter the real estate space.
2. Salary as Seed, Not a Limit
That monthly salary? It might not buy you a Range Rover (yet), but it can help you start your journey to land ownership. Millennials intentionally set aside part of their income for long-term investments like land. With Daykio’s flexible instalment plans, salaried individuals can begin with as little as a KES 50,000 deposit and stretch the rest interest-free over 6 months in a property like Johari Estate. It’s not about how much you earn; it’s how you plan, and with land prices rising steadily, starting small and early beats waiting for the perfect salary.
3. Side Hustles With a Bigger Goal
From online thrift shops and content creation to Uber gigs and bakery businesses, millennials are hustling. However, here is what’s different now: instead of burning out trying to keep up appearances, many redirect that side hustle money into land. Why? Because land doesn’t depreciate. And unlike gadgets or trendy shoes, a plot appreciates in value and gives you peace of mind.
Daykio supports this by offering plots in fast-growing areas like Joska, Juja, Kangundo Road, and Kitengela, where land is affordable today but poised for excellent returns tomorrow. Whether buying for your future home or planning to build rental units, your side hustle money is better off in soil than sitting in M-Pesa or your bank account.
4. Millennials Are Tech-Savvy, So Is Land Buying
Gone are the days of shady deals and long queues. Millennials demand transparency, convenience, and digital communication. At Daykio, we’ve embraced offering easy online inquiries, site visits at your convenience, flexible payment plans, eco-friendly initiatives like tree planting since sustainability matters too and a supportive customer care team that understands you don’t have time for back-and-forths. Land buying has become simpler, clearer, and more accessible, whether in Nairobi, Mombasa, or even abroad in the diaspora.
Don’t Wait. Start Small, Start Smart.
Millennials are rewriting the rulebook. Through SACCOs, salaried planning, and side hustle income, they’re not just dreaming of land ownership; they are doing it smart and with Daykio, it is doable. We offer flexible payment plans, ready titles, and plots in well-developed neighbourhoods. Land is no longer a retirement plan; it is a right-now plan. The best time to buy land was yesterday. The next best time is today. Let us turn your income into an investment and your investment into your home.
Book a spot for the Johari site visit on 19th July 2025 here, or for any queries, kindly call us directly or via WhatsApp at 0709327900 or email us at sales@daykio.com.
